Reach out anytime!
Reach out anytime!
Thank you for the opportunity to be your Home Loan Lender!
Getting Pre-Approved to purchase a home or get refinanced is as easy as clicking on the red APPLY NOW directly above.
Kelly Ann Worthington (Branch Manager & Senior Loan Officer) is available to you 7 days a week, 8am to 10pm via call/text/email.
Branch Manager & Senior Loan Officer
Business Development Coordinator
Location & Licensing Information
- 30-Year & 15-Year Fixed Rates
- 3% Down Payment Options for First-Time Home Buyers
- As low as 5% Down Payment Options for Non-First-Time Buyers
- Options for no PMI
- 620 minimum credit score
- 3.5% Down Payment Option
- Can have a non-occupant
co-signor (family member)
- Can qualify 2 years out of a Chapter 7 Bankruptcy
- 585 minimum credit score
- 0% Down Payment Option
- No PMI
- Only applies to designated areas, so notify us if you are wanting this loan option so that we can confirm if where you are looking qualifies.
- 640 minimum credit score
- Allows you to keep a jumbo loan conventional by having an 80% loan amount, 10% home equity line of credit, and 10% down payment.
- HELOC principal available for the first 10 years!
- No PMI
- 680 minimum credit score
- Conventional Loan Options to finance Condos & Townhomes are available.
- HOA Must Be Factored Into Debt & Housing Ratios
- Notify us that you are looking for this type of property.
- 620 minimum credit score
- 0% Down Payment Option
- $0 Lender Fees - I pay them for you as my way of saying: "Thank You For Your Service!"
- No PMI
- 600 minimum credit score
- Allows homebuyer to make multiple upgrades to their own personal specifications
- Can be used to purchase or refinance your primary home and renovate it with one loan.
- 620 minimum credit score
- Can be purchased through a FHA, Conventional, USDA, or VA Loan
- These require their own pre-approval. Let us know if this is the property type you are looking for.
- 600 minimum credit score
- 2nd Loan Option for FHA with 0% down instead of 3.5%
- 2nd Loan paid back when you sell the home with $0 interest
- No time frame you have to live in the home
- Not just for first-time homebuyer
- 620 minimum credit score
Kelly Ann is available 7 days a week!
Reach out anytime! You are never bothering her!
Kelly Ann Worthington
Branch Manager & Senior Loan Officer
NMLS #1464587
Cell: 440-346-6003
Email: kworthington@libertyhm.com
34600 Chardon Road, Willoughby Hills, Ohio 44094, United States
Meeting at the branch location is "By Appointment Only" so please contact us to set up an in-person meeting should you require that. Office #216-293-7800
Copyright © 2022 Kelly Ann Home Loans - Liberty Home Mortgage Corporation - All Rights Reserved.
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