Kelly Ann Home Loans
Liberty Home Mortgage Corporation

Kelly Ann Home Loans Liberty Home Mortgage CorporationKelly Ann Home Loans Liberty Home Mortgage CorporationKelly Ann Home Loans Liberty Home Mortgage Corporation
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Kelly Ann Home Loans
Liberty Home Mortgage Corporation

Kelly Ann Home Loans Liberty Home Mortgage CorporationKelly Ann Home Loans Liberty Home Mortgage CorporationKelly Ann Home Loans Liberty Home Mortgage Corporation
Home
About Kelly Ann
Loans & Services
Licensing
Reviews
More
  • Home
  • About Kelly Ann
  • Loans & Services
  • Licensing
  • Reviews
  • Home
  • About Kelly Ann
  • Loans & Services
  • Licensing
  • Reviews

A Mortgage lender you can trust... and get ahold of

A Mortgage lender you can trust... and get ahold ofA Mortgage lender you can trust... and get ahold ofA Mortgage lender you can trust... and get ahold of

Reach out anytime!

Apply Now

A Mortgage lender you can trust... and get ahold of

A Mortgage lender you can trust... and get ahold ofA Mortgage lender you can trust... and get ahold ofA Mortgage lender you can trust... and get ahold of

Reach out anytime!

Apply Now

Welcome

Thank you for the opportunity to be your Home Loan Lender!


Getting Pre-Approved to purchase a home or get refinanced is as easy as clicking on the red APPLY NOW directly above.


Kelly Ann Worthington (Branch Manager & Senior Loan Officer) is available to you 7 days a week, 8am to 10pm via call/text/email.

Meet the Team

Kelly Ann Worthington

Kelly Ann Worthington

Kelly Ann Worthington

Branch Manager & Senior Loan Officer

Bio

Iva Bradvica

Kelly Ann Worthington

Kelly Ann Worthington

Executive Loan Officer Assistant

Bio

K. Marie McCormick

Kelly Ann Worthington

K. Marie McCormick

Senior Business Development Coordinator

Bio

Adam Kohler

Corporate & Branch Information

K. Marie McCormick

Loan Officer Assistant

Bio

Lynette Kitchen

Corporate & Branch Information

Corporate & Branch Information

Business Development Coordinator

Bio

Corporate & Branch Information

Corporate & Branch Information

Corporate & Branch Information

Location & Licensing Information

Learn more

Read Reviews From Clients & Realtors of Kelly Ann & The Team

CLICK HERE TO READ REVIEWS

LOAN PRODUCTS & SERVICES

Conventional Loan

Conventional Loan

Conventional Loan

- 30-Year & 15-Year Fixed Rates

- 3% Down Payment Options for First-Time Home Buyers

- As low as 5% Down Payment Options for Non-First-Time Buyers

- Options for no PMI

- 620 minimum credit score

Apply Now

FHA Loan

Conventional Loan

Conventional Loan

- 3.5% Down Payment Option

- Can have a non-occupant 

co-signor (family member)

- Can qualify 2 years out of a Chapter 7 Bankruptcy

- 585 minimum credit score

Apply Now

USDA Loan

Conventional Loan

80/10/10 Loan

- 0% Down Payment Option

- No PMI

- Only applies to designated areas, so notify us if you are wanting this loan option so that we can confirm if where you are looking qualifies.

- 640 minimum credit score

Apply Now

80/10/10 Loan

Condo/Townhome

80/10/10 Loan

- Allows you to keep a jumbo loan conventional by having an 80% loan amount, 10% home equity line of credit, and 10% down payment.

- HELOC principal available for the first 10 years!

- No PMI

- 680 minimum credit score

Apply Now

Condo/Townhome

Condo/Townhome

Condo/Townhome

- Conventional Loan Options to finance Condos & Townhomes are available.

- HOA Must Be Factored Into Debt & Housing Ratios

- Notify  us that you are looking for this type of property.

- 620 minimum credit score

Apply Now

VA Loan

Condo/Townhome

Condo/Townhome

- 0% Down Payment Option

- $0 Lender Fees - I pay them for you as my way of saying: "Thank You For Your Service!"

- No PMI

- 600 minimum credit score

Apply Now

Renovation Loan

Down Payment Assistance FHA Loan

Manufactured Home

- Allows homebuyer to make multiple upgrades to their own personal specifications

- Can be used to purchase or refinance your primary home and renovate it with one loan.

- 620 minimum credit score

Apply Now

Manufactured Home

Down Payment Assistance FHA Loan

Manufactured Home

- Can be purchased through a FHA, Conventional, USDA, or VA Loan

- These require their own pre-approval. Let us know if this is the property type you are looking for.

- 600 minimum credit score


CLICK HERE FOR MORE DETAILS

Apply Now

Down Payment Assistance FHA Loan

Down Payment Assistance FHA Loan

Down Payment Assistance FHA Loan

- 2nd Loan Option for FHA with 0% down instead of 3.5%

- 2nd Loan paid back when you sell the home with $0 interest

- No time frame you have to live in the home

- Not just for first-time homebuyer

- 620 minimum credit score


CLICK HERE FOR MORE DETAILS

Apply Now

Connect With Us!

Contact Us

Have a question? Drop us a line!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Want a quicker response? Shoot Kelly Ann a text!

Kelly Ann is available 7 days a week! 

  • You can text her 7 days a week from 8am to 10pm ET.
  • You can call her 7 days a week from 9am to 8pm ET.
  • You can email her 24/7!


Reach out anytime! You are never bothering her!


Kelly Ann Worthington
Branch Manager & Senior Loan Officer
NMLS #1464587
Cell: 440-346-6003
Email: kworthington@libertyhm.com

Kelly Ann Home Loans - Liberty Home Mortgage Corp.

34600 Chardon Road, Willoughby Hills, Ohio 44094, United States

Meeting at the branch location is "By Appointment Only" so please contact us to set up an in-person meeting should you require that. Office #216-293-7800


Copyright © 2022 Kelly Ann Home Loans - Liberty Home Mortgage Corporation - All Rights Reserved.

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